lesson 12: Thou SHALT not spend when..

lesson 11: Party time!
November 29, 2009
lesson 13: How do you spell love?
December 14, 2009

thou is Sad, Hungry, Angry, Lonely or Tired (ie SHALT). Remember that retail therapy is not a healthy option for feeling better. And especially with the festive season upon us, don’t go overboard in the heat of the moment, letting your emotions control your spending. Do a list of gifts and expected price and keep to budget!! Make up any shortfall with hugs and kisses and quality time.

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