With Christmas and the festive season perhaps imposing certain expectations, don’t try and keep up with others. Go easy on yourself and those around you. Speak to yourself as you would your best friend. Would you expect your best friend to spend a lot of money, knowing that they can’t afford it? Or would you let them know you’re happy just to have them as a friend and you value their company? Remember, when the novelty of a new gift has worn off, people realise that love is spelt T-I-M-E. Are you spending quality time with loved ones?