lesson 14: Succeed with your New Year financial goals

It’s holiday time: no lessons for 3.. No, make that 4 weeks!!
December 20, 2009
lesson 15: think of the children
January 26, 2010

Startup Stock Photos

The Sydney Sun Herald (17 Jan 2010, page 39) asked us how people could improve their chances of achieving their goals. We advised that goals should follow the SMARTER principle:


As an example, you can see how “I want to be out of debt” differs from “I have paid $3000 off my credit card balance and have $1000 in savings by the 1st July 2010.” The second is a SMARTER goal. What’s yours?


  1. Me says:

    Good points, I think I will definitely subscribe! I’ll go and read some more! What do you see the future of this being?

  2. YMM says:

    Hi “Me”,

    Thank you for reading and your comment. The future of this blog is to have a lesson every 2 weeks, helping people raise their financial literacy and have healthier minds and bodies. For more information and to subscribe to the monthly newsletter of National Financial Fitness go to
    http://www.financialfitness.com.au This is the home of YMM

  3. Minna says:

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