8th share: How much is enough?October 1, 2012
10th share: New year – new habitsJanuary 23, 2013
Good question! Ad hoc action will result in ad hoc results so make a date with yourself and significant others each week. What follows are some tips that are really only a snowflake on the tip of the iceberg.
- First, get into the habit of Money Mondays, Wealth Wednesdays or Finance Fridays (or whatever other day works for you). Once the time / date’s chosen don’t worry about money for the rest of the week. HOWEVER, do adopt daily baby steps which are more sustainable (eg writing down in your lunch break or before you get out of bed, 3 things that don’t cost money that you are grateful for).
- Second, work out your after tax / super hourly rate. Then, when going to make a purchase, ask how many hours of work go into buying this?
- Thirdly, put a sticker on your wallet saying “Do I really need this?” and have a Vision board that helps you focus on what you’re aiming for.
Remember to reward results too. With your Financial Fitness friend, work out targets / milestones (time or dollars) and plan a reward when they’re reached (can be as simple as a relaxing foot massage).
And if I don’t get to blog again before Xmas, have a very Merry celebration and a wonderfully fantastic New Year!! xx