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Here I’m talking about the old lay-by method. More people are seeing the value in putting a deposit on an item and then paying it off in instalments. This way you can build a good reputation with the store (as one client has) and you value and appreciate the item more once you’ve paid it off and are able to […]
It’s still New year”ish” so get yourself a new wallet or clean the current one out. It’s an indication of how you value your money if you keep it in a nice “container”. Just like you take care of what you value (be it loved ones, a sentimental object or the latest gadget), start to take care of your money and your wallet. Tidy it […]
Last week I was playing Aunty Lissy. I taught primary (or elementary) school children how mathematics appears in Mother Nature and was talking with other teachers and parents. While there is no official method or time to start teaching children about money, it is recommended that you introduce them early to the concept of being able to earn money and pay […]
The Sydney Sun Herald (17 Jan 2010, page 39) asked us how people could improve their chances of achieving their goals. We advised that goals should follow the SMARTER principle: S=specific M=measurable A=accountable R=realistic T=timed E=exciting R=rewarding As an example, you can see how “I want to be out of debt” differs from “I have paid $3000 off my credit card balance and have $1000 in savings […]