money saving

lesson 19: let people practice on you

When it comes to grooming, we humans can spend a lot to make us look and feel good. And every […]

From the book The Present by Spencer Johnson, start a negative jar. Put a dollar into the jar every time

Here I’m talking about the old lay-by method. More people are seeing the value in putting a deposit on an

Last week I was playing Aunty Lissy. I taught primary (or elementary) school children how mathematics appears in Mother Nature and

The Sydney Sun Herald (17 Jan 2010, page 39) asked us how people could improve their chances of achieving their goals. We advised that

thou is Sad, Hungry, Angry, Lonely or Tired (ie SHALT). Remember that retail therapy is not a healthy option for

Having just babysat 4 nieces and nephews all weekend who are yet to learn the cost of living, I related