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January 18, 2010

lesson 14: Succeed with your New Year financial goals

The Sydney Sun Herald (17 Jan 2010, page 39) asked us how people could improve their chances of achieving their goals. We advised that goals should follow the SMARTER principle: S=specific M=measurable A=accountable R=realistic T=timed E=exciting R=rewarding As an example, you can see how “I want to be out of debt” differs from “I have paid $3000 off my credit card balance and have $1000 in savings […]
December 20, 2009

It’s holiday time: no lessons for 3.. No, make that 4 weeks!!

Yes I’ve given myself an extra week off! Please enjoy the festive season and spend time with loved ones. Refer to the post / lesson below to see the real spelling of the word LOVE and I look forward to sharing with you in 2010! xx
December 14, 2009

lesson 13: How do you spell love?

With Christmas and the festive season perhaps imposing certain expectations, don’t try and keep up with others. Go easy on yourself and those around you. Speak to yourself as you would your best friend. Would you expect your best friend to spend a lot of money, knowing that they can’t afford it? Or would you let them know you’re happy […]
December 6, 2009

lesson 12: Thou SHALT not spend when..

thou is Sad, Hungry, Angry, Lonely or Tired (ie SHALT). Remember that retail therapy is not a healthy option for feeling better. And especially with the festive season upon us, don’t go overboard in the heat of the moment, letting your emotions control your spending. Do a list of gifts and expected price and keep to budget!! Make up any shortfall […]