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For some reason the caps don’t come up in the title?? Anyway, with the new Financial year almost here, what new habits will you adopt? Look at where you were 12 months ago and where you are now. Look at where you want to be (JUST LIKE MOST PEOPLE DO). Then DON’T take massive action (LIKE MOST PEOPLE DO). If you […]
If the idea of doing a budget seems too mammoth a task, just pick two categories of expenses that seem to be your weakness. Record how much you spend on these over four weeks and then aim to halve this over the next four weeks. Make sure at least every person in the household is measuring one category each. Remember you can only […]
Did you notice I was a week late with this post? Do you realise time is your most valuable resource? You can make money, lose it and make it back again, but you can never buy back yesterday. Don’t waste your time. Invest it wisely. Right now, work out what time of the week you will sit down and play with […]
Don’t you love the advertising that goes on and on? When it comes to purchasing an item with an ongoing cost remember to do your sums over the life of the item. If you’re looking at a more expensive car look at the insurance, fuel and maintenance over the next few years, compared to the savings on a smaller, less expensive car. […]